New Citizens Requirement

Homes with an insured value of $750,000 and over will be required to have hurricane shutters beginning January 1, 2009 for new policies and July 1, 2009 for existing policies. Below is some information from an Agent's Bulletin from Citizens with more specific information. Existing Citizens Policyholders will be contacted shortly by Citizens and informed. All Citizens policyholders should contact their agent for more information.

Citizens Bulletin Information
Effective January 1, 2009, personal residential structures (written on HO-3, DP-1 or DP-3 forms) located in the “wind-borne debris region” (WBDR) with an insured value of $750,000 or more will not be eligible for coverage with Citizens unless the structure has opening protections (such as storm shutters) that comply with Florida Building Code requirements.

New policies with an effective date beginning January 1, 2009, must meet the new opening protection requirements.
Current policyholders whose policies will expire beginning on July 1, 2009 will be nonrenewed by Citizens until acceptable proof of opening protection compliance is provided.